For Heather Caldwell, life insurance is more than a profession—it’s personal. After losing her father in a car accident at just 12 years old, Heather experienced firsthand how a life insurance policy can ease the burden during life’s most difficult moments. That experience shaped her passion for helping families protect what matters most. Based in Wilkesboro and serving the Charlotte, NC area, Heather brings compassion, resilience, and a genuine commitment to every client she serves. When she’s not working, she’s likely outdoors with her two children—hiking, skiing, tubing, or exploring new places and foods. Heather’s goal is to be the trusted guide families can count on when planning for the unexpected.